20+ years of financial planning experience. Independent, impartial, and always on your side.
Feargal Walsh is the founder of Think Break Limited. With over 20 years of experience in financial services, Feargal has dedicated his career to making financial guidance accessible to everyone — not just those with large investment portfolios.
A level 6 qualified financial planner and member of the London Institute of Banking and Finance, Feargal spent years working within the financial services industry before recognising a fundamental problem: the people who needed guidance the most were the least likely to receive it.
In traditional Eastern medicine it's the doctor's job to keep you healthy. In Western medicine the doctor only gets involved when you get sick. There is a parallel to be drawn when it comes to financial wellness too. Why should a financial adviser only engage when someone has amassed enough assets to be deemed worthy of help?
Surely the most important time to engage would be when a hard-working person wants to take advantage of good planning strategies in order to massively improve their position 20–30 years down the line — but doesn't know where to start?
Feargal provides comprehensive financial advice tailored to individuals from all walks of life. No matter where you are on your financial journey, you'll find value in a session thanks to his diverse background:
Think Break Consultancy was founded with a simple belief: everyone deserves access to clear, honest financial guidance — regardless of how much they have to invest or what stage of their journey they are at. Financial guidance should have a pay-as-you-go option. The idea of a "minimum investment" doesn't seem productive. No one should be excluded due to the current state of their finances.
With over 20 years of experience in financial planning, Feargal saw first-hand how the industry failed everyday people. Think Break was created to change that — to offer impartial, jargon-free guidance at a reasonable cost, with absolutely no pressure to buy products.
Think Break works with individuals and organisations across the public and private sector, running workplace seminars and one-to-one sessions that give people the knowledge and confidence to take control of their financial futures.
To bridge the "advice gap" by making financial guidance accessible, affordable, and genuinely independent.
Understanding your finances shouldn't require a degree in economics. Think Break sessions are designed to cut through the complexity and give you practical, actionable knowledge you can use straight away.
Whether you're thinking about retirement, trying to understand your pension, or simply want to make better financial decisions — Think Break is here to help.
Think Break doesn't sell financial products, doesn't earn commission, and has no hidden agenda.
Think Break operates on a straightforward fee-for-service basis. You pay for time and expertise, and in return you get honest, objective guidance tailored to your situation.
That's it. No strings attached, no follow-up sales calls, no pressure. Just clarity and peace of mind for an affordable one-off fee whenever you are ready.
The principles that guide everything Think Break does
Think Break is not tied to any financial product provider. All guidance is genuinely impartial and always in your best interest.
No jargon, no confusing small print. Everything is explained in plain English so you can make informed decisions.
Financial guidance should be available to everyone, not just those with large portfolios. Think Break keeps services affordable and inclusive.
With 20 years of experience and no products to sell, you can trust that all guidance is given with your best interests at heart.
No commitment, no pressure — just an honest chat about your financial future.
Clear, hourly-rate guidance — no product sales, no jargon.
